Last updated: December 30, 2025
By accessing and using SwayGifts, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms and Conditions, please do not use our service.
SwayGifts is not a crowdfunding, donation, or stored-value wallet service. Each gift is processed through Stripe Connect, where the platform charges the sender and transfers funds to the recipient's connected Stripe account. Recipients receive funds via Stripe's automatic payout schedule to their bank account. We do not hold or pool funds. SwayGifts itself is not a bank, payment institution, or money transmitter, except as permitted by applicable laws.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
All payments are processed through Stripe, our regulated, PCI-compliant payment partner. When you send a gift, funds are charged to your payment method. Once the recipient verifies their identity, funds are automatically transferred to their connected Stripe account and then deposited to their bank account via Stripe's automatic payout schedule. SwayGifts facilitates these transfers but does not store or hold funds as a wallet service. All applicable fees are displayed before checkout. SwayGifts never stores your payment details.
Recipients may be required to complete identity verification (KYC) through our payment partner before receiving funds. This ensures compliance with financial regulations and maintains a safe gifting environment across regions.
Recipients have 14 calendar days from the date of issue to claim their Gift. If the Gift isn't claimed within that time, it automatically expires. The sender may contact support@swaygifts.com for guidance on retrieving the expired Gift. Refunds may be considered if the Gift was not claimed within the claim period.
You agree not to use SwayGifts for any unlawful purpose or in any way that could damage, disable, overburden, or impair our service. This includes, but is not limited to:
Your use of SwayGifts is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.
SwayGifts shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service. Our total liability to you for all claims arising from the use of our service shall not exceed the amount you paid to us in the twelve months prior to the claim.
We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes by posting the new Terms and Conditions on this page and updating the “Last updated” date. Your continued use of the service after such modifications constitutes your acceptance of the updated terms.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which SwayGifts operates, without regard to its conflict of law provisions.
If you have any questions about these Terms and Conditions, please contact us at support@swaygifts.com.
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